10- Tips for Avoiding Ohio Medical Insurance Scams
Since President Barack Obama passed the national health reform bill, perpetrators have come out in full force, vending fake Ohio medical insurance policies to unsuspecting victims. In certain cases reported to the Ohio Department of Insurance, the con artists not only prey on Ohioans by phone, have taken the scam on the road, door-to-door.
Ohio Life and Health.com a licensed agency licensed, representing major Ohio health insurance companies, recommend the following consumer tactics to prevent being the next victim to fraud:
- Since anyone can perpetrate an insurance representative, it is unwise to allow strangers in one’s home.
- Whether by phone or in person, ask for the insurance representative’s license number
- Contact the Department of Health insurance to verify that the agent is licensed to sell Ohio medical insurance.
- Don’t provide a check or any personal information until it has been confirmed that the agent is a licensed to administer Ohio health insurance.
- Never subscribe to an Ohio medical insurance policy with a limited time offer. Although open enrollment is due to expire, quite often scam artists use the “limited time offer” to hoodwink unsuspecting customers out of their money.
- Don’t fall for medical policies touted as “a national health insurance reform requirement.” Generally, these are advertising gimmicks designed to mislead consumers,
- Be sure to avoid any Ohio medical insurance policy with “limited benefits.” Typically, these policies tend to be riddled with more exclusions than actual medical benefits. Not to mention, these policies tend to leave the accountholders encumbered in hospital debt.
- Priince President Barack Obama passed the national health reform bill, perpetrators have come out in full force, vending fakeOhio medical insurance policies to unsuspecting victims. In certain cases reported to the Ohio Department of Insurance, the con artists not only prey
or to subscribing to any Ohio medical insurance, ask the agent as many questions as possible to understand the terms of the health plan.
- Walk away from any agent, who employs coercive tactics to pressure one into buying an Ohio medical insurance.
- Contact the Ohio Department of Insurance to report any suspicious or unethical sales tactics at 1-800-686-1526
To seek professional advice, pertaining to buying the right Ohio medical insurance policy or to obtain several Ohio health insurance quotes meeting both your health and financial situation, dial 1- 866-522-5953.