Ohio Medical Insurance Review: Humana One’s Health Plans
As for selecting an Ohio medical insurance company with a well-known name, Humana One has a reputation for providing sensible medical coverage. The Ohio medical insurance company presents access to three products with monikers, symbolizing a personalized portfolio of health care options. These include Portrait, Autograph and Monogram. The referenced health plans offer advantages for consumers with unique medical and financial situations.
Here’s a brief overview of how each of Humana One’s Ohio medical insurance programs vary:
Portrait
As for health care coverage similar to large corporation sponsored programs, Humana One’s Portrait, Ohio medical insurance plan provides generous medical benefits. Individual policies assure ultra low deductibles (starting from $1,000) for in-network single coverage. This copious health plan even has a prescription drug benefit with separate deductible requirements. Although, there is a co-payment for physician and specialist visits, it’s the only financial obligation for visiting an in-network doctor.
Monogram
HumanaOne’s other Ohio medical insurance program; the Monogram affords nominal monthly premiums, accompanying a choice of deductibles. For instance, an individual policy could expect a deductible as highs as $7,500/single in-network a year. After the annual deductible has been satisfied, the Monogram plan covers most benefits 100 percent for prescription medications and preventative care.
Autograph
Just as each person’s signature is unique, Humana One’s Autograph parallels that concept. This Ohio medical insurance plan is made-to-order. Rather then medical coverage with predetermined terms, Autograph enables Ohioans to select the characteristics of their health plan. Deductibles, included medical services, health savings accounts and co-payments are a few of the customization features.
Whether it’s an Ohio medical insurance plan with high deductible or low premiums, consumers should obtain several health insurance quotes to shop for the most cost effective policy.