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	Ohio Health Insurance Buyer's Guide

We promise to help in such a way that you have no doubt we only have your best interest in mind.

We will come to understand your situation and preferences and educate you on options and help you compare apples-to-apples between the major providers.

We'll work on your time frame and will support you for the life of your policy and not just through the selection & application

After I requested information online about health insurance, my Life and Health agent was the first to call. Health insurance is often complicated, and too important to leave questions unanswered. I was happy about the fact that my Life and Health agent either had the answers to my questions, or more importantly, had the ability to get the answers. For me, he was the bridge that allowed complicated information to be understood by me. He is a good interpreter. Mike

I was frustrated trying to figure out how to complete the application form on line and my Life and Health agent was extremely helpful when it came time to submit the completed forms. They were done correctly. Cathy

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Ohio Health Insurance, Ohio Life Insurance, and Ohio Medical Insurance

Get Help Finding Ohio Health And Medical Insurance

Here’s How You Can Easily Evaluate Your Health Insurance Options Given Your Busy Schedule And Available Resources.

You could be based in Cincinnati, Toledo, Columbus, Akron, Canton or Springfield Ohio, but the importance and need for a comprehensive insurance coverage for you and your family is something that is far more important than your location. However, contrary to popular belief, finding quality health insurance in the state of Ohio is not about riffling endlessly through yellow pages, or even making multiple calls to hundreds of health insurance agents in order to obtain quotes.

Ohio Life and Health simplifies this process, and enables you to make a well-informed choice without wasting your precious time or resources.

Understand Fact From Fiction

Like all other states, insurance in Ohio too is governed by policy terms, rules and regulations. Gathering and understanding all this complex information can certainly take the wind out of your sails. That’s where we step in, and help you have a better understanding of Ohio insurance laws and products offered by various insurance companies and agents. Our continued efforts enable you to choose the best policy that is right for your family.

Confused About The Many Insurance Types And Classifications?

In Ohio, there are two distinct health insurance types – individual and group health insurance. Group health insurance is usually sponsored by an employer for all the employees that work for him. But those that do not have steady jobs, or are self-employed, find it hard to secure individual health plans from an agent or company.

One of the reasons is that there is little clarification about the three different classifications in Ohio individual health insurance plans - catastrophic, comprehensive and Health Saving Accounts (HSA)

In the first category, the plan only takes care of major medical expenses, so you may have to pay for the prescription charges and other expenses from your pocket. This plan has lower rates as compared to comprehensive plans that cover office visits and prescription charges. HSA’s, the most popular of the three plans, suit individuals seeking the coverage of major medical expenses and tax advantages.

Similarly, residents may also find it hard to differentiate between fee-for-service-plans and managed-care plans. We help you make sense of all this insurance jargon, and get you connected with the best in the business.

The Complexity Of Insurability

Ohio insurance companies evaluate your insurability based on a host of factors like health, lifestyle and habits. This effectively translates into higher premiums for senior citizens. It also means that it will be much harder to secure an insurance policy if you have habits like smoking or drinking, or if you have a potentially risky job. However, with Ohio Life and Health at your service, you can say good-bye to all of your concerns.

Free Quotes – Just The Tip Of The Cherry Shake

If you think our job is to only provide you hundreds of free quotes from major insurance players like Golden Rule, Humana, Anthem, Assurant, and Aetna, then you need to look closer.

Our dedicated team helps you choose the company that is best suited to your requirements based on an in-depth and unbiased review of the insurance provider, its reputation, complaint ratio and other hard-to-find details.

So whether it is health insurance, medical insurance, term life insurance or medicare insurance, we are just a phone call away.

Serving: IL, MI, OH, WI

Individual Health Info

Group Health Info

Term Life Info

Medicare Info